Buying a New Home or Property

EIGHT STEPS TOWARDS BUYING A NEW HOME OR PROPERTY

If you have already chosen your new home, below is a brief guide to how it all happens. For further information, please feel free to telephone us on 01-8272888 for help on buying a new home.

1. Booking Deposit*

Once you have paid your booking deposit [see info panel below] you will need to give your solicitor’s name to the auctioneer in order that they may instruct the solicitors for the builder to forward us building agreements / contracts for sale and vouching documentation.

2. Loan Approval

In the meantime you should be attending to the matter of Loan Approval and you will need to instruct your Mortgage Broker / Lender of the full purchase price, the property address and your Solicitor details in order that they issue the complete letter of offer of loan approval (i.e. not loan approval in principle).

3. Planning Enquiries

We would also advise at this time that it is important that you make enquiries as to the planning in the area and the likely future development of the locality. The best way to find out this information is to enquire personally with the Planning Department of the Local Authority offices to inspect the planning file and ascertain the development plan, the zoning of the area and any planning application in the local area which may affect the property.

At the relevant Planning Department, you can inspect and ascertain the following:

  • The Planning File
  • The Development Plan
  • The zoning of the area
  • Road development
  • Planning Applications in the local area

You should attend to any planning queries you may have before execution of Contracts. Once you execute Contracts you will be bound to purchase the property and as you are intending on making the locality your home for many years to come it is important that you are satisfied with any proposed development for the locality.

In April 2012 the Department of the Environment, Community and Local Heritage launched a website myplan.ie providing free access to zoning in some developments and local area plans.

You may wish also to check out this online service to view what information is available there regarding matters such as flooding, census and other information which may be of assistance if it covers the area where you intend to purchase.

4. Contracts for Sale

Once we receive Contracts, we will contact you and when your written loan approval is to hand, we will make an appointment for you to attend at this office for the purpose of executing Contracts for Sale and payment of the balance deposit.

5. Estimate of Completion Date

When the contracts and balance deposit are returned to the builder’s solicitors the agreement to purchase is binding and it is a matter of waiting until the house is completed.

Standard contracts for new houses do not specify completion dates and provide for the house to be completed within 18 months of signing and thus any indication of completion given is an estimate only.

6. Obtaining a Completion Notice

Once the house has been completed, the builder will issue us with a Completion Notice and we will immediately contact you to advise you of the same. We would advise you to obtain the services of an architect/surveyor to draw up a snag list which should be sent to the builder for completion prior to the closing of the sale.

7. Getting your loan cheque

You must also attend directly with your bank/building Society to all items necessary to have your loan cheque issued in time for closing such as your direct debit mandate, house insurance etc.

8. Get your keys!

We will then arrange to draw down your loan cheque and make an appointment to attend at the offices of the builders’ solicitors for the purpose of completion of this transaction at which time our fees will be payable and you will get the keys to your new home!

*BOOKING DEPOSIT ADVISORY

As a general rule, there is no binding contract for the sale/purchase of a property until a contract has been signed by both the vendor and the purchaser.

Before meeting your solicitor care must taken to ensure that you do not unintentionally find yourself in a contractual situation and you should take early legal advice to protect your position when looking to buy or sell a property. 

You should not give the vendor or the auctioneer, any documents signed by you, otherwise you may unintentionally find that you have, committed yourself to legally binding agreement without intending to do so.

For this reason, Carmody Moran Solicitors strongly recommend that any booking deposit when buying a new home is paid through your Solicitors.

Your Expert Conveyancing Claims Legal Team

At Carmody Moran Solicitors our experienced property and conveyancing solicitors are on hand to advise and skilled in buying a new property.

The two partners of Carmody Moran solicitors have a combined total of in excess of twenty five years professional legal experience. Together with their associates they aim to make the Court process as straight forward and navigable as possible while being on hand to alleviate their clients concerns and worries about going through the Court process.

Anthony-Carmody-Moran-Solicitors
Anthony Carmody is one of the founding Partners of Carmody Moran Solicitors.

He has significant experience in personal injury cases and general litigation having handled literally thousands of cases on behalf of clients based in Ireland and abroad.

Read Anthony Carmody’s full profile here

Niamh-Carmody-Moran-Solicitors

Niamh Moran is one of the founding partners of Carmody Moran Solicitors and is a solicitor with wide ranging experience across all areas of general practice.

Niamh manages the conveyancing division and can be a big help when buying a new house. Niamh’s practice of law is extremely varied and she is regularly sought out for her expertise by clients and colleagues alike.

Read Niamh Moran’s full profile here

INDEPENDENT GOOGLE CLIENT REVIEWS

Great service, efficient, proffesional, very responsive. Over all very happy with services.
Elvyra Petkeviciute
Elvyra Petkeviciute
15:43 02 Sep 20
Would highly recommend Anthony and his team .
Tracy Ankers
Tracy Ankers
11:22 02 Aug 20
Really pleased with the advice, help, communication and understanding that I received all the way through my case. A very personable and professional firm with the focus always on the client.
Elaine McSweeney
Elaine McSweeney
10:01 31 Jul 20
Would highly recommend. No nonsense straight to the point. Kept informed at all times during the process. Anthony and staff all great.
Millie Ellen Toys and Unicorns Millie Ellen
Millie Ellen Toys and Unicorns Millie Ellen
13:47 12 May 20
Great team to deal with, very professional, communication from them constantly was beyond amazing, nothing but great things to say for them, Tony went above and beyond for me, highly recommended A++ for there service, thank you again guys much appreciated.
Mark Kelly
Mark Kelly
02:11 06 Feb 20
My experience with this law firm was exceptional. Tony is a very professional man who gave me his time and opinion without over promising on the result. Honest and trustworthy - Highly recommend
Mick Giles
Mick Giles
15:50 09 Dec 19
Absolute pleasure working with the CM team. Highly professional, always helpful. Great communication and made the process as hassle free as possible. Highly recommended.
david clarke
david clarke
17:01 02 Dec 19
Streetfront Lawyers.
Matthew Canning
Matthew Canning
17:17 23 May 19
Professional Solicitors that you can depend on!
Alan Alyyan
Alan Alyyan
19:14 21 Jan 19
We have dealt with both, Niamh and Anthony. Very pleased with the level of service. Very professional and always there to answer any questions we had while guiding us through the process. Highly recommended
Vanja Jovanovic
Vanja Jovanovic
07:49 06 Jul 18
Great to deal with professional,patient and efficient. Big thanks to Niamh, Leanne and Camilla .
eileen hoey
eileen hoey
07:52 14 Jun 18
Great service from Niamh, Leanne and all the team at Carmody Moran. Thanks
declan mcgrath
declan mcgrath
07:36 12 Jun 18
Our experience with Carmody Moran was very positive. They were very professional and always there on the phone if I ever needed anything. Great service.
Phyllis Dalton
Phyllis Dalton
16:33 31 May 18
We selected Carmody Moran to represent us. Great experience with Niamh and the crew after over a year engagement on property dealings have nothing but great things to say. Very professional, prompt to queries and very responsive. Highly recommended.
Andrew Penrose
Andrew Penrose
23:57 24 May 18
Professional but very friendly and courteous.
Paul Moran
Paul Moran
17:52 25 Feb 18
I went to Carmody after deciding to get a house. I found their work is detailed and very reliable. I will go again to them for next time legal service.
jingjing xu
jingjing xu
16:11 15 Jun 15
I went to Carmody Moran Solicitors after a car accident and needed injury claim advice, I was incredibly impressed and was kept well informed of how my claim was progressing.They were very straight forward and never set unrealistic time frames or over promising but delivered on everything, They were consummate professionals and I really can't thank them enough, I would highly recommend them to anyone and I will use them for any legal advice I may have in the future.
David McGowan
David McGowan
16:43 14 May 15
I have always found the service offered by Carmody Moran to be first rate and i would would have no hesitation in recommending them.
Terry Palmer
Terry Palmer
15:24 23 Apr 15
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