Marital Breakdown in later life Solicitors Ireland

Blanchardstown, Castleknock, Dublin City Centre

Solicitors for Marital Breakdown in later life based in Dublin City Centre

Separation later in life

In the UK and the States, a separation or divorce of partners later in their lives, often after many years of marriage, is sometimes called a ‘silver splitter’ or ‘grey divorce’.

The term exists because until recently, it was relatively rare for older married couples to divorce. Now of course, this is not at all uncommon. Many couples financially could not afford to separate, may have felt held back because of the views of older relatives and societial pulls that are no longer there, or may simply have been satisfied with the status quo. It is also much harder to move on from twenty years of marriage than from two, especially when or if a couple shared good times and happy memories or significant family ties or financial ties and obligations.

Interestingly UK figures show that over 60’s divorces are on the rise in comparsion to other age groups, but not only has this age group increased in divorce statistics, but the number of people over age 65 getting married has increased by 46% between 2004 and 2014.

There is also the fact that people are living longer, and with longer lifespans, there are more opportunities for more significant life events.

For those looking to divorce in a later stage of life, you may have a more complex financial situation to consider because you have been married for many years, during which assets have been acquired and built up over a long period of time. Older divorcees can face far more complicated financial affairs than younger couples as they may have more to untangle between them.

By the same token this can make reaching a settlement easier to achieve if there are no mortgages or dependants to consider.

Our Partners at Carmody Moran Solicitors have significant experience of dealing with such situations and have advised people in a varied of situations, such as

  • Where the division of a family home that is close to being or is mortgage-free
  • Divorce on the cusp of retirement and reviewing pensions and resolving pension splits
  • Advising on pension sharing arrangements
  • How to approach re-housing when your mortgage capacity is reduced or past
  • A revaluation of your plans to retire and what that will look like going forward
  • Options for your pension and how address this often significant asset
  • Income disparity between you and your spouse, for example, if one of you adjusted their working life to accommodate greater care of the children
  • Cost of future care, your Will and inheritance planning

The same separation and divorce processes apply regardless of the length of the marriage or your age, although the considerations you have may be different. Our solicitors are highly experienced in family law and the complexities of various financial assets and pension vehicles, and are well placed to advise you on your situation as you assess and navigate this process.

At Carmody Moran Solicitors in Dublin City Centre we know that in addition to having your case handled by experienced professionals with the highest level of expertise and sensitivity, that cost is a serious factor, as well as the value of expert and early legal advice. That is why you can arrange to have an Initial Consultation in family law matters at a reduced rate and this gives you an opportunity to review your situation and ask the expert questions regarding your specific circumstances.

In the course of this one-hour consultation with an experienced qualified family law Solicitor, your initial options will be assessed and advised upon as well as practical advice furnished to try to assist and alleviate your current situation. Your Solicitor will be able to advise you of your options and future costs and you can then decide how you wish to proceed.

Considerations when preparing for a Divorce in later life

Before any kind of legal planning occurs, you must consider what your future life will look like. This kind of planning is necessary no matter your age. You may need to think about will living standards be able to be maintained at the same level following a division of assets, and other matters such as:

  • Where will you live?
  • When do you wish to retire?
  • What income will you need to meet your needs?
  • Would you consider keeping a large share of your pension in return for less of the property or vice versa?

It can be useful to consider what you hope to achieve as you make an appointment for legal advice. If all of this seems overwhelming, not to worry. With legal advice, information on your rights and entitlements, and with the expert support and guidance, you will soon be well placed to make these decisions.

Getting advice at the earliest stage can be hugely beneficial. Having a conversation with our specialist divorce lawyers will help you understand your rights, where you stand and what you need to do, and what final resolution may look like.

Our leading Dublin divorce lawyers are well-renowned specialists who provide expert family advice in all areas of Family Law including litigation and settlements (whether by lawyer driven negotiation and settlement or direct settlement or mediation).

How do pensions get split in a Divorce?

Pensions are a significant asset that mature divorcing couples must address. Being fully informed is important in making decisions, pensions can be complex and you should seek legal advice to protect your entitlement to your pension or that of your partner.

There are many types of pensions with different benefits (such as lump sum benefits, retirement benefits, contingent benefits, such as death in service benefits, and death in retirement benefits), and a variety of terms to be considered. Some private pensions and public service pensions, and civil service pensions, can have very valuable benefits attached for not just the pension holder but their spouses too.

Pensions can be ear marked or split and dealt with by specific Court Order known as a Pension Adjustment Order.

It is important not to overlook the state pension. The basic state pension cannot be split or shared on divorce.

This may all seem confusing, which is understandable. It is often sensible to invest in independent financial advice and a pension report by an actuary. The report can consider all pensions (including the state pension) and advise on the best options for sharing or offsetting your pension, enabling you to make decisions that best protect your retirement income and plans. Carmody Moran Solicitors work closely with a number of experts in this area to ensure you have the best available advice to you in making decisions regarding what can be a very valuable and significant asset often overlooked.

Agreeing an over 60s Divorce

There are several ways to reach an agreement over financial issues when getting a grey divorce.

You may be able to agree on the terms with each other, or with a mediator, or your divorce lawyer can forward proposals and negotiate on your behalf.

If an agreement cannot be reached for whatever reason, you may have to make an application to the court who will decide for you both. More information is available on our website regarding your options to avoid contentious Court proceedings.

At Carmody Moran Solicitors in Dublin City Centre we know that in addition to having your case handled by experienced professionals with the highest level of expertise and sensitivity, that cost is a serious factor, as well as the value of expert and early legal advice. That is why you can arrange to have an initial Consultation in family law matters for a reduced fee and this gives you an opportunity to review your situation and ask the expert questions regarding your specific circumstances.

In the course of this one-hour consultation with an experienced qualified family law Solicitor, your initial options will be assessed and advised upon as well as practical advice furnished to try to assist and alleviate your current situation. Your Solicitor will be able to advise you of your options and future costs and you can then decide how you wish to proceed.

Call the office on 00-353-1-8272888 to make an appointment to meet and discuss with our divorce solicitors Ireland or use the quick enquiry form here.

Your Expert Divorce Claims Legal Team in Ireland

At Carmody Moran Solicitors our experienced divorce solicitors Ireland are on hand to advise and skilled in handling all nature of divorce.

The two partners of Carmody Moran solicitors have a combined total of in excess of twenty five years professional legal experience. Together with their associates they aim to make the Court process as straight forward and navigable as possible while being on hand to alleviate their clients concerns and worries about going through the Court process.

Anthony-Carmody-Moran-Solicitors

Anthony Carmody is one of the founding Partners of Carmody Moran Solicitors.

He has significant experience in personal injury cases and general litigation having handled literally thousands of cases on behalf of clients based in Ireland and abroad.

Read Anthony Carmody’s full profile here

Niamh-Carmody-Moran-Solicitors

Niamh Moran is one of the founding partners of Carmody Moran Solicitors and is a solicitor with wide ranging experience across all areas of general practice.

Niamh manages the family law and has plenty of experience when it comes to inheritance cases. Niamh’s practice of law is extremely varied and she is regularly sought out for her expertise by clients and colleagues alike.

Read Niamh Moran’s full profile here

INDEPENDENT GOOGLE CLIENT REVIEWS
Karolina Siwakowska
Karolina Siwakowska
20:00 28 Mar 22
We've just got the keys to our dream home and Carmody Moran has helped us with all the legal work. We've been dealing with Stephanie and Helen and they both have been great: friendly, professional and communicative. The whole process can be intimidating at times, but they've made sure to make it as easy as possible for us. They've represented us well. Highly recommended.
ciara daly
ciara daly
16:27 18 Feb 22
Anthony and his team went above and beyond for me, everything was always looked after and I was constantly kept in the loop for my RTA case. From phone calls to emails to dealing with insurers. Gave me great peace of mind that I chose the right solicitor and Anthony himself is a gentleman. I would highly recommend Carmody Moran Solicitors.
Cassandra Reyes
Cassandra Reyes
11:11 14 Jan 22
Tony is quick and responsive to me. Very professional and would definitely recommend to my family and friends.Thank you so much.
Martin Kinsella
Martin Kinsella
17:23 15 Dec 21
CarmodyMoran were a pleasure to deal with. I found them to be extremely helpful in all my queries and responded to me in a very personal and professional manner.
Marie Byrne
Marie Byrne
14:06 30 Nov 21
Anthony & Niamh are our family Solicitor, so had no hesitation when the decision was made to sell of our family home. They dealt with my dad in the most caring manner explaining everything in detail. I dealt with Helen Ryan and Stephanie Tierney. The response to every query was exceptional. An absolute pleasure to deal with. If they were unavailable Emma at reception would pass all messages on. It was a very positive experience and a fantastic team at Carmody/Moran Solicitors. Thank you. Marie Byrne
Jennifer Foley
Jennifer Foley
18:13 27 Nov 21
Excellent.I am a client of Carmody Moran for the last few years.Niamh is a lovely person she made a difficult and lengthy process easy and answered any questions in a timely manner, very approachable and thorough.With her guidance and experience I found her to be very professional and understanding of my position, every step of the process was explained to me without overwhelming me.I cannot speak highly enough of Niamh and her team.I am happy to recommend them to anyone.
Richard Lawrence
Richard Lawrence
13:04 02 Sep 21
Would highly recommend.Tony and his team were absolutely brillant dealing with my case.Tony made me feel comfortable from day one, he explained everything to me at all times . Any time I had questions about thing's there was no problem in picking up the phone or sending a email Tony always got back to me and answered my questions.Fantastic service.
Fran Carroll
Fran Carroll
18:10 10 Jun 21
Tony an his team are brilliant.Left no stone unturned.
We availed of Carmody Moran Solicitors for the sale of our property. Niamh and her team were very efficient, quick, easy to reach and, most importantly, proactive to solve issues and process the sale. Really happy with the service and a very good value for money. Highly recommend!
Annamay Rowan
Annamay Rowan
12:21 10 Mar 21
Would highly recommend Anthony Carmody as he was so supportive with me and my family's case. If you made contact he would ring or email you back that day and explain things in your language.
Anant Batra
Anant Batra
00:05 05 Feb 21
Fantastic experience dealing with Anthony. Excellent and quick communication. Would highly recommend!
Elvyra Petkeviciute
Elvyra Petkeviciute
15:43 02 Sep 20
Great service, efficient, proffesional, very responsive. Over all very happy with services.
Tracy Ankers
Tracy Ankers
11:22 02 Aug 20
Would highly recommend Anthony and his team .
Elaine McSweeney
Elaine McSweeney
10:01 31 Jul 20
Really pleased with the advice, help, communication and understanding that I received all the way through my case. A very personable and professional firm with the focus always on the client.
Maxine Hudson
Maxine Hudson
13:47 12 May 20
Would highly recommend. No nonsense straight to the point. Kept informed at all times during the process. Anthony and staff all great.
Mark Kelly
Mark Kelly
02:11 06 Feb 20
Great team to deal with, very professional, communication from them constantly was beyond amazing, nothing but great things to say for them, Tony went above and beyond for me, highly recommended A++ for there service, thank you again guys much appreciated.
Mick Giles
Mick Giles
15:50 09 Dec 19
My experience with this law firm was exceptional. Tony is a very professional man who gave me his time and opinion without over promising on the result. Honest and trustworthy - Highly recommend
david clarke
david clarke
17:01 02 Dec 19
Absolute pleasure working with the CM team. Highly professional, always helpful. Great communication and made the process as hassle free as possible. Highly recommended.
Matthew Canning
Matthew Canning
17:17 23 May 19
Streetfront Lawyers.
Alan Alyyan
Alan Alyyan
19:14 21 Jan 19
Professional Solicitors that you can depend on!
Vanja Jovanovic
Vanja Jovanovic
07:49 06 Jul 18
We have dealt with both, Niamh and Anthony. Very pleased with the level of service. Very professional and always there to answer any questions we had while guiding us through the process. Highly recommended
Bonnie B
Bonnie B
07:52 14 Jun 18
Great to deal with professional,patient and efficient. Big thanks to Niamh, Leanne and Camilla .
declan mcgrath
declan mcgrath
07:36 12 Jun 18
Great service from Niamh, Leanne and all the team at Carmody Moran. Thanks
Phyllis Dalton
Phyllis Dalton
16:33 31 May 18
Our experience with Carmody Moran was very positive. They were very professional and always there on the phone if I ever needed anything. Great service.
Andrew Penrose
Andrew Penrose
23:57 24 May 18
We selected Carmody Moran to represent us. Great experience with Niamh and the crew after over a year engagement on property dealings have nothing but great things to say. Very professional, prompt to queries and very responsive. Highly recommended.
Paul Moran
Paul Moran
17:52 25 Feb 18
Professional but very friendly and courteous.
jingjing xu
jingjing xu
16:11 15 Jun 15
I went to Carmody after deciding to get a house. I found their work is detailed and very reliable. I will go again to them for next time legal service.
David McGowan
David McGowan
16:43 14 May 15
I went to Carmody Moran Solicitors after a car accident and needed injury claim advice, I was incredibly impressed and was kept well informed of how my claim was progressing.They were very straight forward and never set unrealistic time frames or over promising but delivered on everything, They were consummate professionals and I really can't thank them enough, I would highly recommend them to anyone and I will use them for any legal advice I may have in the future.
Terry Palmer
Terry Palmer
15:24 23 Apr 15
I have always found the service offered by Carmody Moran to be first rate and i would would have no hesitation in recommending them.
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