Marital Breakdown in later life Solicitors Ireland

Blanchardstown, Castleknock, 27 Mount Street Upper, Dublin City Centre

Solicitors for Marital Breakdown in later life based in Dublin City Centre

Separation later in life

In the UK and the States, a separation or divorce of partners later in their lives, often after many years of marriage, is sometimes called a ‘silver splitter’ or ‘grey divorce’.

The term exists because until recently, it was relatively rare for older married couples to divorce. Now of course, this is not at all uncommon. Many couples financially could not afford to separate, may have felt held back because of the views of older relatives and societial pulls that are no longer there, or may simply have been satisfied with the status quo. It is also much harder to move on from twenty years of marriage than from two, especially when or if a couple shared good times and happy memories or significant family ties or financial ties and obligations.

Interestingly UK figures show that over 60’s divorces are on the rise in comparsion to other age groups, but not only has this age group increased in divorce statistics, but the number of people over age 65 getting married has increased by 46% between 2004 and 2014.

There is also the fact that people are living longer, and with longer lifespans, there are more opportunities for more significant life events.

For those looking to divorce in a later stage of life, you may have a more complex financial situation to consider because you have been married for many years, during which assets have been acquired and built up over a long period of time. Older divorcees can face far more complicated financial affairs than younger couples as they may have more to untangle between them.

By the same token this can make reaching a settlement easier to achieve if there are no mortgages or dependants to consider.

Our Partners at Carmody Moran Solicitors have significant experience of dealing with such situations and have advised people in a varied of situations, such as

  • Where the division of a family home that is close to being or is mortgage-free
  • Divorce on the cusp of retirement and reviewing pensions and resolving pension splits
  • Advising on pension sharing arrangements
  • How to approach re-housing when your mortgage capacity is reduced or past
  • A revaluation of your plans to retire and what that will look like going forward
  • Options for your pension and how address this often significant asset
  • Income disparity between you and your spouse, for example, if one of you adjusted their working life to accommodate greater care of the children
  • Cost of future care, your Will and inheritance planning

The same separation and divorce processes apply regardless of the length of the marriage or your age, although the considerations you have may be different. Our solicitors are highly experienced in family law and the complexities of various financial assets and pension vehicles, and are well placed to advise you on your situation as you assess and navigate this process.

At Carmody Moran Solicitors in Dublin City Centre we know that in addition to having your case handled by experienced professionals with the highest level of expertise and sensitivity, that cost is a serious factor, as well as the value of expert and early legal advice. That is why you can arrange to have an Initial Consultation in family law matters at a reduced rate and this gives you an opportunity to review your situation and ask the expert questions regarding your specific circumstances.

In the course of this one-hour consultation with an experienced qualified family law Solicitor, your initial options will be assessed and advised upon as well as practical advice furnished to try to assist and alleviate your current situation. Your Solicitor will be able to advise you of your options and future costs and you can then decide how you wish to proceed.

Considerations when preparing for a Divorce in later life

Before any kind of legal planning occurs, you must consider what your future life will look like. This kind of planning is necessary no matter your age. You may need to think about will living standards be able to be maintained at the same level following a division of assets, and other matters such as:

  • Where will you live?
  • When do you wish to retire?
  • What income will you need to meet your needs?
  • Would you consider keeping a large share of your pension in return for less of the property or vice versa?

It can be useful to consider what you hope to achieve as you make an appointment for legal advice. If all of this seems overwhelming, not to worry. With legal advice, information on your rights and entitlements, and with the expert support and guidance, you will soon be well placed to make these decisions.

Getting advice at the earliest stage can be hugely beneficial. Having a conversation with our specialist divorce lawyers will help you understand your rights, where you stand and what you need to do, and what final resolution may look like.

Our leading Dublin divorce lawyers are well-renowned specialists who provide expert family advice in all areas of Family Law including litigation and settlements (whether by lawyer driven negotiation and settlement or direct settlement or mediation).

How do pensions get split in a Divorce?

Pensions are a significant asset that mature divorcing couples must address. Being fully informed is important in making decisions, pensions can be complex and you should seek legal advice to protect your entitlement to your pension or that of your partner.

There are many types of pensions with different benefits (such as lump sum benefits, retirement benefits, contingent benefits, such as death in service benefits, and death in retirement benefits), and a variety of terms to be considered. Some private pensions and public service pensions, and civil service pensions, can have very valuable benefits attached for not just the pension holder but their spouses too.

Pensions can be ear marked or split and dealt with by specific Court Order known as a Pension Adjustment Order.

It is important not to overlook the state pension. The basic state pension cannot be split or shared on divorce.

This may all seem confusing, which is understandable. It is often sensible to invest in independent financial advice and a pension report by an actuary. The report can consider all pensions (including the state pension) and advise on the best options for sharing or offsetting your pension, enabling you to make decisions that best protect your retirement income and plans. Carmody Moran Solicitors work closely with a number of experts in this area to ensure you have the best available advice to you in making decisions regarding what can be a very valuable and significant asset often overlooked.

Agreeing an over 60s Divorce

There are several ways to reach an agreement over financial issues when getting a grey divorce.

You may be able to agree on the terms with each other, or with a mediator, or your divorce lawyer can forward proposals and negotiate on your behalf.

If an agreement cannot be reached for whatever reason, you may have to make an application to the court who will decide for you both. More information is available on our website regarding your options to avoid contentious Court proceedings.

At Carmody Moran Solicitors in Dublin City Centre we know that in addition to having your case handled by experienced professionals with the highest level of expertise and sensitivity, that cost is a serious factor, as well as the value of expert and early legal advice. That is why you can arrange to have an initial Consultation in family law matters for a reduced fee and this gives you an opportunity to review your situation and ask the expert questions regarding your specific circumstances.

In the course of this one-hour consultation with an experienced qualified family law Solicitor, your initial options will be assessed and advised upon as well as practical advice furnished to try to assist and alleviate your current situation. Your Solicitor will be able to advise you of your options and future costs and you can then decide how you wish to proceed.

Call the office in 27 Mount Street Upper on 00-353-1-8272888 to make an appointment to meet and discuss with our divorce solicitors Ireland or use the quick enquiry form here.

Your Expert Divorce Claims Legal Team in Ireland

At Carmody Moran Solicitors our experienced divorce solicitors Ireland are on hand to advise and skilled in handling all nature of divorce.

The two partners of Carmody Moran solicitors have a combined total of in excess of twenty five years professional legal experience. Together with their associates they aim to make the Court process as straight forward and navigable as possible while being on hand to alleviate their clients concerns and worries about going through the Court process.


Anthony Carmody


Anthony Carmody is one of the founding Partners of Carmody Moran Solicitors.

He has significant experience in personal injury cases and general litigation having handled literally thousands of cases on behalf of clients based in Ireland and abroad.


Niamh Moran


Niamh Moran is one of the founding partners of Carmody Moran Solicitors and is a solicitor with wide ranging experience across all areas of general practice.

Niamh manages the family lawconveyancing in Dublin, and probate divisions of the practice. Niamh’s practice of law is extremely varied and she is regularly sought out for her expertise by clients and colleagues alike.

*While we have made every effort to provide accurate information, the law is always changing and it affects each person differently. This information is not a substitute for specific advice about you personally and it is not intended as legal advice. We will not be liable to you if you rely on this information. In contentious business, a solicitor may not calculate fees or other charges as a percentage or proportion of any award or settlement. This statement is made in compliance with Reg.8 of SI 518 of 2002.

You should note that no solicitor/client relationship or duty of care or liability of any nature shall exist or be deemed to exist between Carmody Moran Solicitors and you until you have received a written letter of engagement from us in which we confirm our appointment as your Solicitors.

Sergey Sk
Sergey Sk
I was looking for a family law consultation and asked Carmody Moran for one. Unfortunately, they didn't have the capacity, but at least they were nice enough to call me back and reply by email.So the very least you can expect from these specialists is the right attitude (unlike from many others out there on the market), but likely a lot more!
Madeleine N
Madeleine N
We recently engaged Carmody Moran Solicitors for the purchase of our home, on receiving a recommendation for Caila Ryan specifically. Caila and the team were a pleasure to deal with. Caila was incredibly responsive, efficient and diligent throughout the process. As first time buyers, Caila explained all steps clearly and concisely to us, which eased our stress. Caila and the team went above and beyond for us - and accommodated ad hoc meetings when required. We highly recommend Caila and the team at Carmody Moran.
Aditya Labhe
Aditya Labhe
Caila was nothing but helpful throughout the process of me buying a new apartment. She is diligent, helpful and has great attention to detail. She was patient with me with all the questions and ensured the process was as through as possible from all the legalities stand point. A true champion for her clients. I have no hesitation recommending her.
Jodie Osullivan
Jodie Osullivan
I had an absolutely fantastic experience with my solicitor! Their hard work and dedication were truly impressive. They went above and beyond to help me with my legal matters. I couldn't have asked for a better advocate. Highly recommended!
Very professional experienced solicitors and legal team in Blanchardstown Dublin 15. Anthony Carmody and Niamh Moran run a friendly and efficient practice, supported by a great legal practice team. From commercial to property law, both residential or commercial Conveyancing in Dublin to Estate Planning or Litigation and Family Law, this legal firm ranks as one of the best legal firms in the area. I found Anthony to be very astute and knowledgeable in our discussions about Litigation. His legal advice made me rethink my actions and helped me settle an issue without any unnecessary actions or outlays.
I recently engaged with Carmody Moran Solicitors for the purchase of my new home. Caila and team were incredibly helpful throughout the whole process, ensuring I was kept up to date and promptly responded to any queries I had raised. I was particularly impressed at how diligent and efficient Caila was in ensuring the purchase went as smooth as possible. Would highly recommend them for their Legal services.
Aedamar O'Toole
Aedamar O'Toole
Carmody Moran Solicitors exceeded all expectations as a Solicitor. Caila was an absolute pleasure to deal with from start to finish. She is exceptionally professional, organised and responsive. We needed her service in buying a house. She made sure that we were in the best position to make the transaction and was extremely thorough and intelligent in her work. She helped us secure the house before another interest rate hike. She went above and beyond as a solicitor and I couldn’t recommend her enough!
Louise O'Dwyer
Louise O'Dwyer
I recently had the pleasure of engaging Carmody Moran Solicitors for the purchase of my new home. I found Caila and the team to be extremely professional, efficient and they kept the whole process moving along smoothly at all times. Everything was explained to me at each stage in the process in a clear and concise manner. I would highly recommend Carmody Moran Solicitors to anyone for quality legal services.
Luke Ivers
Luke Ivers
Caila at carmody Moran is an absolute pleasure to deal with. Always attentive and always keeping you update. Caila took a lot of the stress out of the leg work having everything ready and constantly in contact with us. Would recommend Carmody Moran to anyone. They're all lovely to deal with and so helpful.
John Corr
John Corr
We recently engaged with Carmody Moran Solicitors for a property purchase. From start to finish I found their service to be highly efficient and accommodating at all times . Caila in their office was very pleasant to deal with . I would highly recommend them to anyone in the future.
Laura Butler
Laura Butler
Absolutely fantastic, I would highly recommend. Prompt responses, clear and helpful communication, very diligent, and absolutely lovely to deal with. Caila is a star. Even my estate agent was full of praise!
Aileen Power
Aileen Power
Carmody Moran recently helped me with the sale of my home. Niamh, Caila and all the team were fantastic to deal with from start to finish. They explained everything so clearly, were extremely professional, efficient and always responded promptly. On top of that they were just such a friendly group of people to deal with. I would highly recommend them.
The client service was really great. Understanding, easy to deal with and reactive
Joe Marsh
Joe Marsh
We recently closed on a first time house purchase and we were very pleased with how the whole process was handled at Carmody Moran. They always responded clearly and promptly to the many queries I had along the way and were on the ball with following up issues with the sellers solicitors to keep the process moving.The reason I went with them originally over other options was because they gave a very clear breakdown for the charges and the quoted price we were given was transparent and easy to understand compared to other quotes I received.I will definitely use them again if the need arises and recommend them to my friends and family.
Kenneth Ohaa
Kenneth Ohaa
I got the keys to my new house a few weeks back. I cannot recommend Carmody Moran Solicitors highly enough. It was a bit lengthy as I was buying and selling at the same time. In such cases you need experienced and competent solicitors such as Carmody Moran Solicitors.Stephanie and Helen were a pleasure to work with. Very transparent and communicative. Also occasionally dealt with Lucy and Caila. They were brilliant as well.I would like to say Thank you to the entire Carmody Moran team.Kenneth
Salt Almighty
Salt Almighty
I needed a solicitor to arrange a mortgage, and they went above and beyond to help me !I would advise them to anyone
Andrew Grime
Andrew Grime
My partner and I recently made the acquisition of our first home and it was a lengthy and difficult process, due to the fact we were buying from a receiver.In such difficult cases, you will need a legal representation as competent and professional as Carmody Moran Solicitors on your side.We were primarily dealing with Stephanie who gave us regular updates, helped us understand what is happening and what to do. We felt our interest always came first which made every appointment with her something we looked forward to.We were also occasionally in contact with Lucy, Niamh and other brilliant members of the firm, all of whom provided an excellent level of support and knowledge in Stephanie's absence.I couldn't recommend Carmody Moran enough. I would like to give a heartfelt thank-you on behalf of myself and my partner to every one involved at the firm who helped us make our dream a reality. We will not hesitate to call upon your services again should the occasion arise.Andrew.
I would highly recommend Carmody Moran Solicitors. Niamh Moran and her team helped and supported me through the sale of my home. The transaction was dealt with efficiently and quickly. Every step was clearly explained from the Sale Questionnaire, Contract for Sale to Completion.
We just got the keys to our dream home 🏡 special thanks to Stephanie,Helen,Caila and Carmody Moran team.All the girls are very friendly and helpful.Stephanie was a pleasure to have you as our solicitor.Highly recommend!
We've just got the keys to our dream home and Carmody Moran has helped us with all the legal work. We've been dealing with Stephanie and Helen and they both have been great: friendly, professional and communicative. The whole process can be intimidating at times, but they've made sure to make it as easy as possible for us. They've represented us well. Highly recommended.
ciara daly
ciara daly
Anthony and his team went above and beyond for me, everything was always looked after and I was constantly kept in the loop for my RTA case. From phone calls to emails to dealing with insurers. Gave me great peace of mind that I chose the right solicitor and Anthony himself is a gentleman. I would highly recommend Carmody Moran Solicitors.
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