Pensions Solicitors Ireland

Blanchardstown, Castleknock, 27 Upper Mount Street, Dublin City Centre


A pension can be one of the most valuable financial transactions of your lifetime, yet in our minds, it tends to be a background consideration. As you navigate a family law matter, planning for your future becomes imperative and this in turn means a review of pensions. This is where our Pensions Solicitors in Ireland can help you.

If you or your spouse/civil partner/qualified cohabitant have been contributing to pension arrangements for some time, pensions could be a very significant in terms of your family assets.

Some pensions have valuable death in service or death in retirement benefits which need to be assessed and reviewed, these are known as contingent benefits. If you have children, you may wish to consider how these contingent benefits will operate on death of either you or your spouse and this must be assessed in terms of your pension scheme. Only a Court Order can vary pension rights, a pension cannot be shared out without a court order, in this respect a separation agreement cannot vary pension rights and in this respect a Judicial Separation or Divorce application is required.

Frequently Asked Questions of our Pensions Solicitors in Dublin, Ireland

What happens to your pension in a divorce?

Pensions can be complicated assets, and in turn family laws contain a complicated system for dividing up pension benefits.

One solution is to leave the parties’ pensions alone but to change the way other assets are shared out.

It is open to the Court to make specific Pension Adjustment Orders, these can be nil orders, leaving each with their own pension absolutely, or they can effectively give rise to pension splitting, or earmarking of pension benefits. The Pension Adjustment Orders can deal with both the retirement benefits in this way, and the contingent benefits (i.e. death in retirement, death in service benefits), and it does not always follow that these different types of pension benefits are treated identically.

If the pensions are valuable assets, the assistance of a pensions actuary to conduct a pensions comparison report and valuation may be required to assess the true value of the assets.

Can a spouse get a pension in a divorce?
Yes, this is possible or the pension can be split or a portion earmarked.

These are known as a ‘Pension Adjustment Orders’ (PAO). At the conclusion of the case these Court Orders are servced on the trustees of the pension scheme of which either the spouse /civil partner/ qualified cohabitant is a member, requiring the trustees of the pension scheme to pay a proportion of the pension benefits to the other spouse/civil partner/ qualified cohabitant or the Order can be for the benefit of a child or dependent member of the family.

These type of remedies tend to be limited to the duration of the marriage and to the date of the order only. Pensions are complex and our pensions solicitors in Ireland are expert at guiding you as you progress with regards to review of such matters.

Alternatively other financial remedies may be used to balance the pension asset (such as financial orders, property adjustment orders, maintenance orders etc.)

Do I have to declare a pension in a divorce?

Yes, like any asset, non disclosure will only cause significant problems down the line. Also bear in mind by default the terms of your pension scheme may already be providing a contingent benefit to your spouse that you may wish to vary. Not disclosing a pension could cause you (or your family after your death) considerable bother on a variety down the line. For more information on this get in touch with our Pensions Solicitors in Ireland.

We are not married, we are a non marital couple separating, does that mean I cannot make a pension type claim?
No, non marital couples can make a claim against the former partner’s pension if you are what is known as “a qualified cohabitant”.

The law recognises that non marital relationship breakdown does occur and under the Civil Partnership and Cohabitants Act 2010, a qualified cohabitant is an adult who was in an intimate and committed relationship with another (whether of the same or opposite gender), and who immediately before the time that the relationship ended, was living with the other adult as a couple for (i) a period of two years or more where they are the parents of one or more dependent children and (ii) for a period of five years or more in any other case.

There is no provision for the making of an order in favour of a
dependent member of the family in such cases. It is possible for qualified cohabitants to enter into an agreement between themselves to provide for financial matters during the relationship or when it ends, through death or otherwise and to ‘opt out’ of the ability to apply for pension adjustment orders. For more information contact our expert Pensions Solicitors in Ireland for more information.

I do not have a pension, what does that mean for me?

Even if you do not hold a pension, your spouse might, so while your actual (or what is called at law ‘direct’) contributions to the pension funds may have been nil, you may have been indirectly contributing towards these assets by work in the home that enabled the direct contributor accumulate the asset.

Given that your circumstances are changing it is worth spending time in any event considering your future planning and financial needs. At Carmody Moran we recognise this is an important component of your family law case and your legal advice needs.

What next?

If you would like to discuss any of the issues around separation agreements, divorce, or relationship breakdown arising from marital breakdown or cohabiting breakdown, above, please contact us to speak with one of our reassuring family law and pensions solicitors in Ireland about how we can help by email [email protected] or telephone (01) 8272888.

For Pensions Solicitor in Ireland for Separation Agreements and further information on separation agreements in Ireland please feel free to telephone our Family Law & Pensions Solicitors at the office on 27 Upper Mount Street in Dublin City Centre on 01 827 2888 or use the quick enquiry form.

Your Expert Pensions in Ireland Legal Team

At Carmody Moran Solicitors in Dublin our experienced family law and pensions solicitors in Ireland are on hand to advise and skilled in handling all nature of separation agreements.

The two partners of Carmody Moran Solicitors in Dublin have a combined total of in excess of twenty five years professional legal experience. Together with their associates they as solicitors for separation agreements aim to make the Court process as straight forward and navigable as possible while being on hand to alleviate their clients concerns and worries about going through the Court process.


Anthony Carmody


Anthony Carmody is one of the founding Partners of Carmody Moran Solicitors.

He has significant experience in personal injury cases and general litigation having handled literally thousands of cases on behalf of clients based in Ireland and abroad.


Niamh Moran


Niamh Moran is one of the founding partners of Carmody Moran Solicitors and is a solicitor with wide ranging experience across all areas of general practice.

Niamh manages the family lawconveyancing in Dublin, and probate divisions of the practice. Niamh’s practice of law is extremely varied and she is regularly sought out for her expertise by clients and colleagues alike.

*While we have made every effort to provide accurate information, the law is always changing and it affects each person differently. This information is not a substitute for specific advice about you personally and it is not intended as legal advice. We will not be liable to you if you rely on this information. In contentious business, a solicitor may not calculate fees or other charges as a percentage or proportion of any award or settlement. This statement is made in compliance with Reg.8 of SI 518 of 2002.

You should note that no solicitor/client relationship or duty of care or liability of any nature shall exist or be deemed to exist between Carmody Moran Solicitors and you until you have received a written letter of engagement from us in which we confirm our appointment as your Solicitors.


Sergey Sk
Sergey Sk
I was looking for a family law consultation and asked Carmody Moran for one. Unfortunately, they didn't have the capacity, but at least they were nice enough to call me back and reply by email.So the very least you can expect from these specialists is the right attitude (unlike from many others out there on the market), but likely a lot more!
Madeleine N
Madeleine N
We recently engaged Carmody Moran Solicitors for the purchase of our home, on receiving a recommendation for Caila Ryan specifically. Caila and the team were a pleasure to deal with. Caila was incredibly responsive, efficient and diligent throughout the process. As first time buyers, Caila explained all steps clearly and concisely to us, which eased our stress. Caila and the team went above and beyond for us - and accommodated ad hoc meetings when required. We highly recommend Caila and the team at Carmody Moran.
Aditya Labhe
Aditya Labhe
Caila was nothing but helpful throughout the process of me buying a new apartment. She is diligent, helpful and has great attention to detail. She was patient with me with all the questions and ensured the process was as through as possible from all the legalities stand point. A true champion for her clients. I have no hesitation recommending her.
Jodie Osullivan
Jodie Osullivan
I had an absolutely fantastic experience with my solicitor! Their hard work and dedication were truly impressive. They went above and beyond to help me with my legal matters. I couldn't have asked for a better advocate. Highly recommended!
Very professional experienced solicitors and legal team in Blanchardstown Dublin 15. Anthony Carmody and Niamh Moran run a friendly and efficient practice, supported by a great legal practice team. From commercial to property law, both residential or commercial Conveyancing in Dublin to Estate Planning or Litigation and Family Law, this legal firm ranks as one of the best legal firms in the area. I found Anthony to be very astute and knowledgeable in our discussions about Litigation. His legal advice made me rethink my actions and helped me settle an issue without any unnecessary actions or outlays.
I recently engaged with Carmody Moran Solicitors for the purchase of my new home. Caila and team were incredibly helpful throughout the whole process, ensuring I was kept up to date and promptly responded to any queries I had raised. I was particularly impressed at how diligent and efficient Caila was in ensuring the purchase went as smooth as possible. Would highly recommend them for their Legal services.
Aedamar O'Toole
Aedamar O'Toole
Carmody Moran Solicitors exceeded all expectations as a Solicitor. Caila was an absolute pleasure to deal with from start to finish. She is exceptionally professional, organised and responsive. We needed her service in buying a house. She made sure that we were in the best position to make the transaction and was extremely thorough and intelligent in her work. She helped us secure the house before another interest rate hike. She went above and beyond as a solicitor and I couldn’t recommend her enough!
Louise O'Dwyer
Louise O'Dwyer
I recently had the pleasure of engaging Carmody Moran Solicitors for the purchase of my new home. I found Caila and the team to be extremely professional, efficient and they kept the whole process moving along smoothly at all times. Everything was explained to me at each stage in the process in a clear and concise manner. I would highly recommend Carmody Moran Solicitors to anyone for quality legal services.
Luke Ivers
Luke Ivers
Caila at carmody Moran is an absolute pleasure to deal with. Always attentive and always keeping you update. Caila took a lot of the stress out of the leg work having everything ready and constantly in contact with us. Would recommend Carmody Moran to anyone. They're all lovely to deal with and so helpful.
John Corr
John Corr
We recently engaged with Carmody Moran Solicitors for a property purchase. From start to finish I found their service to be highly efficient and accommodating at all times . Caila in their office was very pleasant to deal with . I would highly recommend them to anyone in the future.
Laura Butler
Laura Butler
Absolutely fantastic, I would highly recommend. Prompt responses, clear and helpful communication, very diligent, and absolutely lovely to deal with. Caila is a star. Even my estate agent was full of praise!
Aileen Power
Aileen Power
Carmody Moran recently helped me with the sale of my home. Niamh, Caila and all the team were fantastic to deal with from start to finish. They explained everything so clearly, were extremely professional, efficient and always responded promptly. On top of that they were just such a friendly group of people to deal with. I would highly recommend them.
The client service was really great. Understanding, easy to deal with and reactive
Joe Marsh
Joe Marsh
We recently closed on a first time house purchase and we were very pleased with how the whole process was handled at Carmody Moran. They always responded clearly and promptly to the many queries I had along the way and were on the ball with following up issues with the sellers solicitors to keep the process moving.The reason I went with them originally over other options was because they gave a very clear breakdown for the charges and the quoted price we were given was transparent and easy to understand compared to other quotes I received.I will definitely use them again if the need arises and recommend them to my friends and family.
Kenneth Ohaa
Kenneth Ohaa
I got the keys to my new house a few weeks back. I cannot recommend Carmody Moran Solicitors highly enough. It was a bit lengthy as I was buying and selling at the same time. In such cases you need experienced and competent solicitors such as Carmody Moran Solicitors.Stephanie and Helen were a pleasure to work with. Very transparent and communicative. Also occasionally dealt with Lucy and Caila. They were brilliant as well.I would like to say Thank you to the entire Carmody Moran team.Kenneth
Salt Almighty
Salt Almighty
I needed a solicitor to arrange a mortgage, and they went above and beyond to help me !I would advise them to anyone
Andrew Grime
Andrew Grime
My partner and I recently made the acquisition of our first home and it was a lengthy and difficult process, due to the fact we were buying from a receiver.In such difficult cases, you will need a legal representation as competent and professional as Carmody Moran Solicitors on your side.We were primarily dealing with Stephanie who gave us regular updates, helped us understand what is happening and what to do. We felt our interest always came first which made every appointment with her something we looked forward to.We were also occasionally in contact with Lucy, Niamh and other brilliant members of the firm, all of whom provided an excellent level of support and knowledge in Stephanie's absence.I couldn't recommend Carmody Moran enough. I would like to give a heartfelt thank-you on behalf of myself and my partner to every one involved at the firm who helped us make our dream a reality. We will not hesitate to call upon your services again should the occasion arise.Andrew.
I would highly recommend Carmody Moran Solicitors. Niamh Moran and her team helped and supported me through the sale of my home. The transaction was dealt with efficiently and quickly. Every step was clearly explained from the Sale Questionnaire, Contract for Sale to Completion.
We just got the keys to our dream home 🏡 special thanks to Stephanie,Helen,Caila and Carmody Moran team.All the girls are very friendly and helpful.Stephanie was a pleasure to have you as our solicitor.Highly recommend!
We've just got the keys to our dream home and Carmody Moran has helped us with all the legal work. We've been dealing with Stephanie and Helen and they both have been great: friendly, professional and communicative. The whole process can be intimidating at times, but they've made sure to make it as easy as possible for us. They've represented us well. Highly recommended.
ciara daly
ciara daly
Anthony and his team went above and beyond for me, everything was always looked after and I was constantly kept in the loop for my RTA case. From phone calls to emails to dealing with insurers. Gave me great peace of mind that I chose the right solicitor and Anthony himself is a gentleman. I would highly recommend Carmody Moran Solicitors.
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